Build credit,
not a debt trap
The neu alternative
student credit card
The neu alternative
student credit card
no
late
fees
no
interest
No credit history needed
pick A PLAN
for your goals:
- $200 credit limit
- Limit stays fixed
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
- $350-$1000 credit limit
- Limit grows over time
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
GET A HEAD START
ON YOUR
CREDIT SCORE
The more on-time payments you make over time, the better your score
Better
credit card
On average the $7 plan is $66/yr less than a traditional credit card
- No debt trap
-
Subscription is cheaper
than interest & late fees - Higher minimum cash back
- No credit history needed
Better
than debit
Debit credit cards don't usually
have all these perks. Neu Card does!
- Build credit score
- Cash back on purchases
- More money in the bank
- Fraud protection
Manifesto
At Neu, we believe that students
should be supported, not exploited.
. . .that all students deserve a fair chance
at financial wellness regardless of race,
gender identity, or upbringing.
. . .that credit should be built up,
not broken down.
. . .that hidden charges, late fees
and high interest are harmful.
. . .financial literacy is empowering.
. . .transparency and authenticity build trust.
We believe that students desperately
need a new way to get in the game.
That’s why we made Neu. To give students
a safe, inclusive, easy way to build their
financial futures
no credit history needed.
no late fees.
no predatory BS.
Neu Card Compared
to the Old Cards
Neu Card | Discover Student | Chase Freedom | |
---|---|---|---|
Monthly subscription fee | $4 or $7 depends on your plan |
$0/mo | $0/mo |
Interest rate | 0% always | 17.24 - 26.24% | 19.24% Variable |
Maximum late fee [per occurrence] | 0% always | $41 | $40 |
Minimum cash back | 1.25% | 1% | 1% |
Auto credit limit increase | yes, with the $7 plan |
no | no |
how do we compare
in terms of value?
Neu Card | Other Cards | |
---|---|---|
Annual Percentage Rate (APR) | 0% | 20.8% |
Annual Interest on $500 Balance | $0 | $104 |
Average Annual Late Fees | $0 | $46 |
Monthly Subscription | $7 Build & expand card |
$0 |
Total Annual Cost | $84 | $150 |