Build credit,
not a debt trap
The neu alternative
credit card
Enroll now and get
3 months free!
no
late
fees
no
interest
No credit history needed
No Security Desposit
No SSN Required
pick A PLAN
for your goals:
GROW
On a budget
$4/mo/month
- $200 credit limit
- Limit stays fixed
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
GROW & EXPAND
Grow your limit
$7/mo/month
- $350-$1000 credit limit
- Limit grows over time
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
Neu Card Compared
to the Old Cards
Neu Card | Discover Student | Chase Freedom | |
---|---|---|---|
Monthly subscription fee | $4 or $7 depends on your plan |
$0/mo | $0/mo |
Interest rate | 0% always | 17.24 - 26.24% | 19.24% Variable |
Maximum late fee [per occurrence] | 0% always | $41 | $40 |
Minimum cash back | 1.25% | 1% | 1% |
Auto credit limit increase | yes, with the $7 plan |
no | no |
how do we compare
in terms of value?
Neu Card | Other Cards | |
---|---|---|
Annual Percentage Rate (APR) | 0% | 20.8% |
Annual Interest on $500 Balance | $0 | $104 |
Average Annual Late Fees | $0 | $46 |
Monthly Subscription | $7 Build & expand card |
$0 |
Total Annual Cost | $84 | $150 |