The neu alternative
credit card
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months free !
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Neu Credit Specialist
Neu Card Compared
to the Old Cards
| Neu Card | Discover Student | Chase Freedom | |
|---|---|---|---|
| Monthly subscription fee | $4 or $7 depends on your plan |
$0/mo | $0/mo |
| Interest rate | 0% always | 17.24 - 26.24% | 19.24% Variable |
| Maximum late fee [per occurrence] | 0% always | $41 | $40 |
| Minimum cash back | 1.25% | 1% | 1% |
| Auto credit limit increase | yes, with the $7 plan |
no | no |
how do we compare
in terms of value?
| Neu Card | Other Cards | |
|---|---|---|
| Annual Percentage Rate (APR) | 0% | 20.8% |
| Annual Interest on $500 Balance | $0 | $104 |
| Average Annual Late Fees | $0 | $46 |
| Monthly Subscription | $7 Build & expand card |
$0 |
| Total Annual Cost | $84 | $150 |
